PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY - BY VIEWING ANY OF PREMIUM'S WEBSITES AND/OR USING ANY OF PREMIUM'S ONLINE SERVICES, YOU AGREE TO BE BOUND BY THE FOLLOWING TERMS AND CONDITION ("TERMS"). IF YOU DO NOT ACCEPT ANY OF THESE TERMS, PLEASE DISCONTINUE YOUR ACCESS TO PREMIUM SITE(S) AND ONLINE SERVICE(S). WE MAY AT ANY TIME REVISE THESE TERMS BY UPDATING THIS VERSION. BY USING PREMIUM'S WEBSITE(S) AND/OR ONLINE SERVICES, YOU AGREE TO BE BOUND BY ANY SUCH REVISIONS. PLEASE THEREFORE VISIT THIS WEB PAGE PERIODICALLY TO DETERMINE ANY CHANGES TO THESE TERMS.

Copyright and Trademark Notices

Unless otherwise expressly stated, all copyrights, trademarks, tradenames, logos, service marks and other intellectual property or proprietary rights in the contents (including, but not limited to, all information, text, sound, music, software, photographs, videos, graphics, data, messages and materials) on PREMIUM's websites are the property of Premium Systems Technology Pte Ltd ("PREMIUM"), its affiliates and/or third party licensors. You may view and use these contents for personal and non-commercial purposes only. These contents may not be reproduced, distributed, transmitted, published, displayed, broadcast, stored, adapted, licensed, altered, hyperlinked or otherwise used in any manner or by any means without PREMIUM's prior written consent. You may not, without PREMIUM's prior written consent, insert a hyperlink to PREMIUM's websites (or any part thereof) on any other website or "mirror" or frame any content contained on PREMIUM's websites on any other server or website.

No licence or right is granted to you and your access to PREMIUM's website(s) and/or use of PREMIUM's online services should not be construed as granting, by implication, estoppel or otherwise, any licence or right to use the trademarks, tradenames, logos or service marks appearing on such websites without PREMIUM's prior written consent. You may not, without PREMIUM's prior written consent, use any of such trademarks, tradenames, logos or service marks as a hyperlink to any PREMIUM's website or any other website.

Disclaimer

All contents contained in or accessed through PREMIUM's websites and/or online services are provided on an "as is" and "as available" basis and you agree that you use them at your sole risk. We expressly disclaim all warranties of any kind, whether express or implied, including implied warranties of merchantability, satisfactory quality, fitness for a particular purpose and non-infringement, to the fullest extent allowed by law.

Without prejudice to the foregoing, we make no warranty as to the accuracy, reliability or quality of any content obtained through PREMIUM's websites and/or online services or any defects therein will be corrected and that such content and access to them are error free and uninterrupted or available at all times.

You agree that:

(i) all content transmitted or made available via PREMIUM's websites and/or online services, are the sole responsibility of the person from which such content originated;

(ii) PREMIUM and its affiliates will not be liable in any way for any third party content, products or services which you may access, use or acquire via PREMIUM's websites and/or online services;

(iii) you are solely responsible for all content that you transmit or make available via PREMIUM's websites, online services or on any website;

(iv) PREMIUM and its affiliates do not control any third party content, products or services which you may access, use or acquire through PREMIUM's websites and/or online services. Further, PREMIUM and its affiliates do not endorse or guarantee the accuracy, reliability, integrity, legality or quality of such content, products or services;

(v) by using PREMIUM's websites and/or online services, you may be exposed to third party content that may be defamatory, offensive, indecent, objectionable or illegal;

(vi) PREMIUM may, at its discretion, remove or modify any content (which you transmit or make available via PREMIUM's websites and/or online services or on any website) that may be defamatory, offensive, indecent, objectionable or illegal or may have infringed any party's intellectual property rights, without notice to you;

(vii) PREMIUM may, at its discretion, deny access to or remove any third party content, products or services that may be defamatory, offensive, indecent, objectionable or illegal or may have infringed any party's intellectual property rights, without notice to you; and

(viii) without prejudice to paragraph (vii) above, PREMIUM may, at its discretion, remove, modify, suspend or terminate any third party content, products or services which you may access, use or acquire via PREMIUM's websites and/or online services, without notice to you,

and PREMIUM and its affiliates will not be liable to you or any third party under any of paragraphs (i) to (viii) above.

In addition, PREMIUM and its affiliates will not be liable in any way if you encounter any problems with the goods and services that you obtain from the advertisers or any third parties on PREMIUM's websites or through PREMIUM's online services. PREMIUM and its affiliates assume no liability or responsibility for the acts or defaults of such advertisers or third parties or for any non-delivery, non-performance or defects in any such goods and services.

PREMIUM's websites may also include hyperlinks to websites which are owned or operated by third parties. Such third party websites are not under our control. PREMIUM and its affiliates cannot accept responsibility for the contents of or the consequences of accessing any such third party websites or any link contained in such websites. The hyperlinks found in PREMIUM's websites shall not be construed as an endorsement or verification of such third party websites or the contents found therein by PREMIUM and its affiliates. You agree that your access to and/or use of such third party websites is at your sole risk and subject to these terms and conditions of access and/or use of such third party websites.

UNDER NO CIRCUMSTANCES WILL PREMIUM OR ANY OF ITS AFFILIATES BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY CLAIMS, DAMAGES, LOSSES, EXPENSES, COSTS OR LIABILITIES (INCLUDING, WITHOUT LIMITATION, ANY DIRECT, INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES, LOSS OF PROFITS OR LOSS OF OPPORTUNITY) ARISING FROM YOUR ACCESS AND/OR USE OF ANY OF PREMIUM'S WEBSITE(S) OR ONLINE SERVICES, EVEN IF PREMIUM OR ANY OF ITS AFFILIATES HAS BEEN INFORMED ABOUT THE POSSIBILITY OF SUCH DAMAGES.

Privacy

PREMIUM takes the issue of your privacy seriously. Generally, you can visit PREMIUM's websites without telling us who you are or revealing any information about yourself. However, there are services offered on PREMIUM's websites whereby you may subscribe to by providing to us your personal information as requested. Personal information refers to all and any information relating to you obtained by us in the course of and as a result of the provision of the services by us. Such personal information includes your name, mailing address, phone number and email address. We may use your personal information for the purposes of: planning, provisioning and billing for services; managing bad debt and preventing fraud; facilitating interconnection and inter-operability between service providers; rendering assistance to law enforcement, governmental or regulatory agencies; or complying with any applicable laws or any order of court. With your consent, we may also use your personal information for other lawful purposes, including without limitation, research; customer benefits and retention programme; to support your customer relationship with us.

Please do not send us any confidential or proprietary information via the Internet. Any information (including feedback, data, comments, suggestions, ideas or the like) that PREMIUM (or its affiliates) receives through its websites, other than your personal information, will be regarded as non-confidential. PREMIUM may from time to time conduct online surveys and request for information about your interest or your views about specific matters in an effort to improve its services to you. You may choose not to respond. By sending to PREMIUM non-personal information via PREMIUM's websites or through any other electronic means, you grant to PREMIUM and its affiliates an unrestricted, irrevocable licence to use, reproduce, display, modify, perform and distribute such non-personal information in any manner and for any purpose as PREMIUM (or its affiliates) shall deem fit.

Governing Law

By assessing PREMIUM's websites and online services, you agree that such access and/or use, as well as these Terms shall be governed by, and construed in accordance with Singapore laws and you agree to submit to the exclusive jurisdiction of the Singapore courts.

General Terms

No failure or delay by PREMIUM to exercise or enforce any of its rights under these Terms will operate as a waiver of such rights nor will such failure or delay in way prejudice or affect its right at any time thereafter to act strictly in accordance with our rights under the Terms.

PREMIUM respects the intellectual property rights and privacy of others. If you believe that that your intellectual property rights have been violated or you have any queries regarding these Terms, please write to us at:

Premium Systems Technology Pte Ltd
(Company Reg. No. 198103071K)
100 Beach Road
#33-09 Shaw Tower
Singapore 189702
Attn: The CEO